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All About USDA eligibility and income limits: 2021 USDA mortgage

All About USDA eligibility and income limits: 2021 USDA mortgage

USDA eligibility is based on a combination of household size and geography, in addition to the typical mortgage approval standards such as income and credit score verification.

Households of 1-4 people can have an income up to $91,900 in most of the U.S., and households with 5 or more members can make up to $121,300. USDA income limits are even more generous in some areas with a higher cost of living. Read more